Credit report review
Upload your own report and get an organized, plain-language look at what may need your attention.
Bring your own report
Get a free report from AnnualCreditReport.com or use a monitoring service you already have (billed separately by that provider). Upload the PDF to your private portal.
What the review looks for
Possible errors in names, addresses, balances, dates and account ownership, plus recent hard inquiries and newly opened accounts, so nothing new surprises you.
What it does not do
The review is not a credit pull, lending decision or score prediction. It points out items to check; you decide what is accurate and what to dispute.
Your action plan
Flagged items turn into a step-by-step plan with dispute drafts and progress tracking across all three bureaus.
Privacy
Reports are stored in a private, encrypted area that only you and authorized support staff can access.