How Credit CRX works
A practical look at your report, your rights and your next step.
Full walkthrough: get your report, upload it, dispute an item and mail your letter · illustrative screens · outcomes not guaranteed.
Who CRX is
Credit CRX is self-service (DIY) software: AI-assisted report review, dispute letter drafts and progress tracking. You stay in control and mail your own letters.
How credit repair works
Review your report for a specific error. Collect supporting records. Dispute with the reporting bureau and information provider. You can do this yourself for free.
What AI does—and doesn't do
AI helps flag potential problems and draft letters. It can make mistakes and does not determine whether an item is legally removable. Review every fact; no score improvement or deletion is promised.
Expected timelines
Bureau investigations generally take 30 days after receipt, sometimes 45. Results generally follow within five business days after completion. Follow-up may be needed, and outcomes vary.
How to get started
Create an account, complete onboarding and upload a report PDF. Optional monitoring-provider linking is available, with automatic updates dependent on an approved connection. Then prepare your letters with the DIY tools and mail them yourself. Review the Terms and disclosures first.