AI-assisted dispute letters
Credit CRX helps you prepare clear, specific dispute letters for items you believe are inaccurate, incomplete or unverifiable. You review, sign and decide what gets sent.
What the software drafts
Bureau dispute letters, follow-up letters for later rounds, and on some plans debt validation, inquiry and personal-information letters. Letters include applicable Fair Credit Reporting Act references.
One letter per dispute
Each letter focuses on a single item so the bureau can investigate it clearly. You can track each dispute separately through Rounds 1, 2 and 3.
You stay in control
AI can make mistakes. Read every letter, correct anything that is wrong, and only dispute items you believe in good faith are inaccurate. Accurate, current information cannot be removed just because it is negative.
Sending your letters
Print and mail letters yourself, or use optional Print & Mail by First Class mail from My Disputes. Bureaus generally investigate within 30 days of receipt, sometimes 45.
You can do this for free
You have the right to dispute directly with the credit bureaus at no cost. Credit CRX is optional software that helps you organize and write the letters.